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Home insurance

Buildings insurance covers the structure of properties and is provided with all our homes, whether you rent or are a shared owner or leaseholder. We do not provide contents insurance but recommend you take this out. 

Buildings insurance 

We are responsible for buildings insurance for our rented properties and will deal with claims if needed. 

We also arrange buildings insurance for shared owners and leaseholders and you then pay the cost of this to us. The cost depends on the size of your property and you will receive a bill for this every year in April.

If you want to find out more about the buildings insurance for your home, or you need to notify us of a claim:

Contents insurance

If you are a tenant who rents, you may wish to consider taking out home contents insurance. Cottsway does not provide content insurance as part of your tenancy agreement. 

It’s a good idea to consider what a home contents insurance policy would cover you for in order to help you make an informed decision on whether you need one.

Why do I need contents insurance?

Contents insurance is designed to help protect your possessions. No matter how careful you are, there is always a risk that your belongings could be broken, damaged or stolen so home contents insurance can help provide peace of mind.

To help you decide whether home contents insurance is right for you, we have teamed up with Thistle Tenant Risks, and Ageas Insurance Limited who provide the My Home Contents Insurance Scheme, a specialist Tenants Contents Insurance policy.

This scheme can offer you insurance for the contents of your home including cover for items such as furniture, carpets, curtains, clothes, bedding, electrical items, jewellery, pictures and ornaments.

How do I get further information?

The National Housing Federation is an Appointed Representative of Thistle Insurance Services Ltd. Thistle Insurance Services Limited is authorised and regulated by the Financial Conduct Authority FRN 310419. Registered in England under No. 00338645. Registered office: Rossington’s Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW. Thistle Insurance Services Ltd is part of the PIB Group. Read more about their privacy policy.

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